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One of the leaders in payday alternatives are credit unions, member-based institutions with a brief history of serving communities that are low-income.

One of the leaders in payday alternatives are credit unions, member-based institutions with a brief history of serving communities that are low-income.

North Side Community Federal Credit Union in Chicago introduced small-dollar loans 20 years back, whenever pay day loans had been simply becoming popular. 2 yrs ago, it started providing bigger loans with a borrow-and-save requirement, a ever more popular function of payday options.

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